Whn receiving funds into the bank, especially from platforms such as paypal, these are received net of charges: e.g. Customer pays £25.00 but we get paid £24 and Paypal pockets the £1.
Ideally we would process this as a 'split' with £25.00 Credited to Income and £1.00 debited to Bank charges, but Sage Accounting Start cannot do this. We either have to post the receipts net (urgh, as loss of audit trail) or post a separate journal covering the bank charges (urgh , as this requires extra effort will be prone to inconsistency)
When processing bank transaction splits allow both debit and credits to be entered.